Grow with a business
line of credit.

Get instant funding and use the funds as needed and only pay for what you borrow. Apply with no impact to your credit score.

Get starded

Fast and simple access to a

business line of credit.


Fast approvals, flexible credit requirements, and funding in as little as 24 hours.

Instant access to
funds


Fast, dependable access to working capital—no unnecessary delays.


Credit lines up to
$750K+


Access up to $750,000 in credit with no hassles or conditions.


Funding when you need it


Use funds when needed—only pay for what you use.

Get started with your line of credit.


1.

Apply online in minutes.


Provide basic info about your business, and get a decision in as fast as five minutes. Plus, applying won’t impact your credit score

2.

Access funds in a click


Request funds in a click, and see approved draws in your account in as fast as 24 hours.

3.

Make automatic repayments


Repay automatically on a fixed schedule, and your credit line will replenish as you make repayments.

Line of credit FAQs

  • What is a Business Line of Credit?

    A line of credit is an approved amount of committed working capital extended to small business owners allowing them to draw upon when the need arises.

  • What Are the Advantages of a Business Line of Credit?

    Draw only what you need, when you need it—perfect for managing unexpected expenses or seasonal slowdowns.

  • What Are the Common Uses for a Business Line of Credit?

    A business line of credit gives you flexible funding to manage daily operations and take advantage of new opportunities. Common uses include:


    • Covering Payroll and Operating Expenses.
    • Purchasing Inventory or Supplies.
    • Managing Seasonal Slowdowns.
    • Handling Emergency Repairs or Unexpected Costs.
    • Investing in Marketing or Business Growth.
    • Bridging the Gap Between Invoices and Payments.

  • Does applying for a business line of credit affect my credit score?

    No, applying for our business line of credit will not affect your credit score. We only conduct a soft credit pull during the application process, which allows us to assess your eligibility without impacting your personal or business credit.

  • Do I need to have perfect credit?

    No, you don’t need perfect credit to qualify. Even with less-than-perfect credit, we can help you get approved for a business line of credit. In fact, we accept applicants with an Equifax credit score as low as 575.


    We understand that many business owners face credit challenges, which is why our approval process is designed to be flexible and inclusive—so you can access the capital you need to grow, manage cash flow, or cover unexpected expenses.

  • Is there a time-in-business requirement?

    Yes, there is a minimum time-in-business requirement. The applicant must be the owner of the business, and the business must be open and operating under the same ownership for at least one month (30 days).


    This allows us to support both new and growing businesses while ensuring a consistent operational track record.