Working Capital Loans Made Simple with Altius Financing
A working capital loan is designed to help small business owners cover day-to-day operational expenses. With Altius Financing, you can access the funds you need—without the long delays of traditional banks or the hidden fees and fluctuating payments common with merchant cash advances.
Even with a minimum Equifax credit score of just 551, our streamlined approval process requires minimal documentation, and funding can be completed in just a few days. Loan terms are fixed, so your payments remain predictable, and interest paid may be tax deductible, helping to lower your cost of funds.
If your business needs a quick cash infusion to stay on track or grow, a working capital loan from Altius Financing is a smart, flexible solution.
Benefits of a Working Capital Loan
✔ True Bank Loan – Not a merchant cash advance.
✔ Fixed Payments – Won’t increase with credit card sales.
✔ Limited Paperwork – Simple and streamlined process.
✔ Flexible Terms – Repayment periods up to 36 months.
✔ Fast Funding – Apply online and receive funds in under a week.
✔ Renewable Line of Credit – 24-hour access included with every loan.
✔ Tax-Deductible Interest – Reduces your effective cost of funds.
✔ No Hard Credit Pull – Applying won’t impact your credit score.
✔ Credit Challenges Accepted – Less-than-perfect credit? No problem.